monara
One app. Every account. One truth.
No auto-tracking, no guesswork — just you, staying on top of your money.
What's inside
Everything about your money, in one place
Daily habits, monthly budgets
Log daily income and expenses, set monthly budgets and see linked account balances at a glance — everything you need to build healthy financial habits long-term.
Investments, pensions & savings
Track ETFs, pensions and general savings side by side, with real performance data.
Points, streaks & badges
Earn points and badges for staying on budget — good habits, actually rewarded.
Nara, your money assistant
Ask a question in plain English and get an answer grounded in your own data.
How it works
Three steps, repeated
Step 1
Log it
Add daily income and expenses in seconds, and set a monthly budget to work towards.
Step 2
Track it
See spend by category, linked account balances, and how your investments are moving.
Step 3
Build the habit
Earn points and streaks for staying on budget, and ask Nara whenever you need a straight answer.
See it in action
Log in, add a transaction, watch it land
A quick look at the everyday loop — sign in, log an expense in a few taps, and see your dashboard update instantly.
app.monara.money
monara
AM
Alex Morgan
DashboardJuly 2026
Income
£4,820
Expenses
£3,145£3,187
Net
+£1,675+£1,633
Investments
£18,240
Spend by category
Home · 34%
Food · 24%
Transport · 18%
Other · 24%
Income vs expenses
Recent transactions
Tesco
Food · Today
−£42.50
Waitrose
Food · 12 Jul
−£64.20
Salary — Northgate
Income · 10 Jul
+£3,200.00
Add transaction
Expense
Income
Amount
£42.50
Category
Food
Merchant
Tesco
Date
17 July 2026
Cancel
Save
monaraOne app.
Every account.
One truth.
© 2026 Monara MoneyEvery account.
One truth.
Log in
Welcome back, Alex.
Email
alex.morgan@email.com
Password
••••••••••
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Our philosophy
Education and habit go hand in hand
We believe lasting financial wellbeing isn't built on auto-tracking alone — it's built on understanding your own money and repeating good decisions until they become habit. Monara is designed to teach as you go: every log, budget and check-in makes the next one easier, and a little clearer.
Your data, protected
Bank-level security, on your terms
Linked accounts use read-only, encrypted access — Monara can see balances, never move money. Unlink any account at any time from Settings, and delete your data whenever you choose.
Read-only bank access
We can view balances — we can never move your money.
Encrypted end to end
Your data is encrypted in transit and at rest.
Your data stays private
Your financial data is yours alone — used only to power your account, never shared with third parties.